Disclosures & Legal
Effective Date: January 1, 2026
Last Updated: July 1, 2026
The Freedom Ledger, including thefreedomledger.com, The Briefing, The Freedom Arch, related social-media accounts, emails, articles, resources, and services, is operated by “The Freedom Ledger,” “we,” “us,” or “our”.
By accessing or using this website, subscribing to emails, engaging with our content, or purchasing any service from us, you agree to these Disclosures & Legal Terms.
1. Educational Purpose Only
All content provided by The Freedom Ledger is for general informational and educational purposes only.
Nothing on this website, in The Briefing, on social media, in emails, in coaching conversations, or in any other content should be construed as individualized investment, financial, tax, legal, accounting, insurance, or other professional advice.
The information provided is not intended to be a recommendation, solicitation, offer, or endorsement to buy, sell, hold, or trade any security, option, ETF, cryptocurrency, fund, strategy, or other financial instrument.
You are solely responsible for your own financial decisions. Before making any investment or financial decision, consider your personal circumstances and consult a qualified financial, tax, legal, or other professional as appropriate.
2. No Investment Adviser, Broker-Dealer, or Fiduciary Relationship
The Freedom Ledger does not provide individualized investment advisory services through this website, newsletter, social-media content, or general educational materials.
No content, communication, coaching conversation, email exchange, or interaction with The Freedom Ledger creates an investment-adviser, broker-dealer, fiduciary, attorney-client, accountant-client, or other professional-client relationship.
The Freedom Ledger and its owner are not registered as investment advisers, broker-dealers, or financial planners.
Nothing published by The Freedom Ledger should be interpreted as a personalized recommendation based on your individual investment objectives, financial situation, tax status, risk tolerance, or time horizon.
3. Investing and Options Risk Disclosure
Investing involves risk, including the possible loss of principal.
Stocks, bonds, mutual funds, exchange-traded funds, options, futures, cryptocurrencies, commodities, real estate investments, and other financial instruments may lose value. Market conditions can change quickly, and past performance is not indicative of future results.
Options trading involves substantial risk and may not be appropriate for all investors. Certain options strategies may involve leverage, assignment risk, early-assignment risk, liquidity risk, expiration risk, volatility risk, and potentially significant losses.
Content discussing options strategies, including covered calls, cash-secured puts, naked puts, spreads, strangles, or other strategies, is provided solely for education and discussion. It is not a recommendation that any strategy is suitable for you.
You should understand all applicable risks, costs, margin requirements, tax consequences, and broker-specific rules before using any investment or options strategy.
4. No Guarantee of Results
The Freedom Ledger makes no representation, warranty, or guarantee that any information, strategy, idea, framework, or approach discussed will produce a specific result.
Examples, illustrations, opinions, scenarios, market commentary, and personal experiences are not guarantees of future performance.
Any references to income, returns, gains, losses, account values, dividend income, options premium, portfolio performance, financial progress, or other results are illustrative or personal in nature and should not be interpreted as typical, expected, or guaranteed outcomes.
Your actual results will depend on many factors, including your financial situation, investment decisions, market conditions, discipline, risk tolerance, taxes, expenses, and timing.
5. Personal Holdings and Conflicts of Interest
The Freedom Ledger, its owner, and affiliated persons may hold positions in securities, funds, options, cryptocurrencies, or other investments discussed in our content.
We may buy, sell, add to, reduce, hedge, or otherwise change positions at any time without notice. Our views may change without notice.
We may discuss securities or strategies in which we have a financial interest. This may create an actual or perceived conflict of interest.
Unless expressly stated otherwise, any discussion of a security, fund, asset, or strategy represents personal opinion and general educational commentary only.
6. No Real-Time Trade Alerts or Personal Recommendations
The Freedom Ledger does not provide real-time trade alerts, trade execution, managed-account services, or individualized securities recommendations through public content.
Any examples of trades, positions, options strategies, watchlists, portfolio activity, or market views are shared for educational purposes and may be delayed, incomplete, or no longer current when viewed.
Do not assume that any position discussed remains open, profitable, appropriate, or suitable for your circumstances.
7. Testimonials, Reviews, and Third-Party Statements
Any testimonials, reviews, comments, or third-party statements displayed on this website or related channels reflect the individual experiences and opinions of those individuals.
They do not guarantee that you will achieve the same or similar results.
Unless clearly disclosed otherwise, individuals providing testimonials or reviews have not been compensated for their statements.
8. Affiliate Links, Sponsorships, and Paid Relationships
The Freedom Ledger may occasionally include affiliate links, referral links, sponsored content, or paid partnerships.
If you click an affiliate or referral link and make a purchase, we may receive compensation at no additional cost to you.
Any material relationship, sponsorship, affiliate arrangement, or compensation connected to a recommendation or promotion will be disclosed clearly and conspicuously where appropriate.
We aim to share products, tools, and resources we believe may be useful, but you should independently evaluate whether any product, service, platform, or provider is right for you.
9. Third-Party Links and Resources
This website, newsletter, and related content may contain links to third-party websites, platforms, products, services, brokers, tools, or resources.
These links are provided for convenience only. The Freedom Ledger does not control and is not responsible for the availability, content, accuracy, security, privacy practices, products, services, or policies of third-party websites.
A link to a third-party website does not constitute an endorsement, recommendation, partnership, or guarantee.
Your use of third-party websites and services is at your own risk and subject to their own terms and privacy policies.
10. Intellectual Property
Unless otherwise noted, all content on this website and in The Freedom Ledger materials—including text, articles, newsletters, graphics, logos, design elements, frameworks, downloads, and original resources—is owned by or licensed to The Freedom Ledger and is protected by applicable intellectual-property laws.
You may view, share, and link to publicly available content for personal, non-commercial use, provided you do not remove attribution or imply endorsement.
You may not reproduce, republish, sell, distribute, modify, create derivative works from, or commercially exploit any content without prior written permission from The Freedom Ledger.
For permission requests, contact: [info@thefreedomledger.com]
11. Acceptable Use
You agree to use this website and related services only for lawful purposes.
You may not use the site or related services to:
Violate any law or regulation
Infringe intellectual-property or privacy rights
Introduce malware, harmful code, or unauthorized access attempts
Interfere with the site’s operation or security
Misrepresent your identity or affiliation
Use content for unlawful, misleading, fraudulent, or commercial purposes without permission
We reserve the right to restrict or terminate access to the website, newsletter, or services if we reasonably believe these terms have been violated.
12. Coaching and Educational Services
The Freedom Ledger may offer educational coaching, consulting, or mentoring related to financial organization, income planning, investing behavior, options education, leadership, career development, productivity, or related topics.
These services are educational and coaching-based. They are not individualized investment-advisory, brokerage, tax-preparation, legal, accounting, or insurance services.
You remain solely responsible for all decisions involving your finances, investments, career, business, and personal circumstances.
Any separate paid service may be governed by additional written terms, scope-of-work documents, payment terms, cancellation policies, or client agreements.
13. Privacy and Email Communications
When you visit this site, submit a form, subscribe to The Briefing, contact us, or purchase a service, we may collect information you voluntarily provide, such as your name, email address, phone number, message content, and payment-related information.
We may also collect limited technical information, such as device type, browser information, IP address, pages visited, referring pages, and approximate usage information through website, analytics, email, scheduling, payment, or customer-management providers.
We use this information to:
Operate and improve the website and services
Respond to inquiries
Send newsletters and requested communications
Deliver purchased services
Maintain records
Analyze website and email performance
Protect the security and integrity of our systems
We do not sell personal information in exchange for money.
We may share information with trusted service providers that help us operate the business, such as website hosts, email platforms, scheduling platforms, analytics providers, payment processors, and customer-management tools. These providers may process information on our behalf under their own terms and privacy practices.
You may unsubscribe from marketing emails at any time by using the unsubscribe link included in the email or by contacting us at [info@thefreedomledger.com].
14. Cookies and Analytics
This website may use cookies, pixels, analytics tools, and similar technologies to understand how visitors use the site, remember preferences, improve performance, and measure the effectiveness of content or marketing.
You may be able to manage cookies through your browser settings. Disabling cookies may affect the availability or functionality of portions of the website.
15. Children’s Privacy
The Freedom Ledger is not directed to children under the age of 18.
We do not knowingly collect personal information from children under 18. If you believe a child has provided personal information to us, please contact us at [info@thefreedomledger.com], and we will take reasonable steps to delete it.
16. Disclaimer of Warranties
The website, newsletter, content, and services are provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, The Freedom Ledger disclaims all warranties, express or implied, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, title, non-infringement, and availability.
We do not guarantee that the website, newsletter, content, or services will be uninterrupted, secure, error-free, timely, or free of viruses or other harmful components.
17. Limitation of Liability
To the fullest extent permitted by law, The Freedom Ledger and its owner, employees, contractors, partners, affiliates, and service providers will not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of, or inability to use, the website, newsletter, content, services, links, resources, or information provided.
This includes, without limitation, damages related to investment losses, lost profits, loss of data, business interruption, reputational harm, or reliance on content or third-party resources.
18. Indemnification
You agree to indemnify, defend, and hold harmless The Freedom Ledger and its owner, employees, contractors, partners, affiliates, and service providers from claims, liabilities, damages, losses, costs, and expenses—including reasonable attorneys’ fees—arising out of or related to:
Your use of the website, newsletter, content, or services
Your violation of these terms
Your violation of any law or third-party right
Your reliance on information provided by The Freedom Ledger
Content or materials you submit to us
19. Changes to These Terms
We may update, revise, or replace these Disclosures & Legal Terms at any time.
The most current version will be posted on this page with an updated effective date. Your continued use of the website, newsletter, content, or services after changes are posted constitutes acceptance of the revised terms.
20. Governing Law and Venue
These terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles.
Any dispute arising out of or relating to these terms, the website, content, newsletter, or services will be subject to the exclusive jurisdiction of the state and federal courts located in [Maricopa County, Arizona], unless otherwise required by applicable law.
21. Severability
If any provision of these terms is determined to be invalid, unlawful, or unenforceable, that provision will be enforced to the maximum extent permitted by law, and the remaining provisions will remain in full force and effect.
22. Contact
Questions about these Disclosures & Legal Terms may be directed to:
The Freedom Ledger
Email: info@thefreedomledger.com
Website: thefreedomledger.com